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Travel Merchant Account


Category – High Risk

Many in the industry think of travel and entertainment related services as low risk but from the bank and iPayDNA»s point of view, it is very high risk due to its chargeback implications on credit cards and the low margins for this industry. Travel and entertainment websites normally charges for a room or travel services for a future date, however the bank pays out the processing amount in a couple of weeks. Should the services not be rendered to the cardholder or the services are not “as advertised” on the website, the cardholder can dispute the transaction up to 6 months from the date the travel services is supposed to be rendered and not the date of the transaction. This poses a great risk to the merchant, the bank and iPayDNA.

Secondly, a person can use a credit card (own or stolen) to purchase these travel services, use the service and then dispute the transaction. Verified by VISATM and Mastercard Secure CodeTM which iPayDNA can provide will ensure that the credit card belongs to the person. However, it will NOT guarantee that the cardholder will dispute the transaction as “Goods/Services Not Delivered” and “Goods/Services Not as Advertised” - these are two of many chargeback reason codes for credit cards. However, with the proper iPayDNA can help you solve some of these issues, however final approval will be from our panel banks. With fastest approval we provide travel merchant account to help travel agency association.

For more information, feel free to talk to our consultants!

Note: Certain Payment Channels are not available for Travel & Entertainment websites

  • iPayDNA can support Multiple Currencies, Multi Lingual, Recurring Billing for these industries.
  • iPayDNA can support Micropayment e-Wallet processing for these industries.

For more information, feel free to talk to our consultants!

Note: Certain Payment Channels are not available for Travel & Entertainment websites

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