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Multi Currency Payment Gateway Service


Multi-Currency Support

Currencies Accepted at iPayDNA.biz
USD US Dollar   GBP British Pounds   EUR Euro   HKD Hong Kong Dollar
SGD Singapore Dollar   JPY Japanese Yen   CAD Canadian Dollar   AUD Australian Dollar
CHF Swiss Franc   DKK Danish Krone   SEK Swedish Krona   NOK Norwegian Krone
MYR Malaysian Ringgit   TRY New Turkish Lira   AED UAE Dirham   MAD Morrocan Dirham
QAR Qatari Rial   SAR Saudi Riyal   ISK Iceland Krona   KRW South Korean Won
CNY Chinese Yuan (RMB)   DZD Algerian Dinar   EGP Egyption Pound   LBP Lebanese Pound

iPayDNA supports multi-currencies by being able to link merchant websites to multiple merchant accounts with different currencies. Our Multi currency payment gateway is intelligent enough such that business rules can be set to route transactions based on the BIN numbers to different merchant accounts from different banks. Moreover, our international partner banks can provide our clients multi-processing currencies and multi-settlement currencies.

What is the benefit to you?

  • Reduce your cardholder’s FOREX fee by their issuing bank
  • Provide currencies your cardholder wants

Who can benefit from this?

  • All merchants targeting multiple countries

Processing Currencies

  • Processing currency is the currency which the cardholder will see on their credit card or bank account statement. For example, if a cardholder is from America (USD) and buys an item online for GBP 100, at the end of the month the cardholder will see a transaction on his statement to show GBP 100 converted to the then prevailing exchange rate from GBP to USD. The issuing bank also charges up to 2% FOREX fee on top of this transaction to the cardholder and using the example above a 100 GBP transaction may become 102 GBP. As a merchant targeting clients from different countries, you are helping your clients save the 2% FOREX fee and this will indirectly increase the chances they will buy from you again instead maybe a merchant selling similar product or services in their home currency.
  • The following are the available processing currencies iPayDNA can support for its International Card Brands payment channel. Note that for Non-Card Payment Channels, the processing currencies and settlement currencies are the same: -

International Credit Cards
USD, EUR, GBP, JPY, MYR, AUD, CAD, SGD, DKK, SEK, NOK, HKD, KRW

Non-card Payment Channels
USD, EUR, GBP, JPY, MYR, AUD, CAD, SGD, DKK, SEK, NOK, HKD, KRW

Settlement Currencies

  • Settlement currency is the currency which the merchant will be paid in to their designated bank account. International Card Brands transactions may be processed one currency (MYR - Malaysian Ringgit, HKD – Hong Kong Dollar) and settled in another currency (e.g. USD, EUR, and GBP). The exchange rate is determined by the Card Associations on the day of the settlement between the acquiring and the Card Associations.
  • The following are the available settlement currencies from iPayDNA : -

International Credit Cards
USD, EUR, GBP, JPY, HKD, SGD, AUD, CAD

Non-Card Payment Channels
USD, EUR, GBP, JPY, HKD, SGD, AUD, CAD

Supported Industries

Payment Channels




Payment Solutions

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